News and Payments Perspective
July 2026
Polar Moment’s Payments Perspective: July 2026
Payments news from July 2026: The ongoing development of the digital pound, HM Treasury propose a major overhaul of UK payments regulation, BNPL regulation comes into force and the ECB experiences another outage.
June 2026
Polar Moment’s Payments Perspective: June 2026
Payments news from June 2026: The launch of UKPI, the European Payments Initiative, GOV.UK Pay select Adyen and Affirm and Stripe entering the UK's BNPL market all feature this month.
May 2026
Polar Moment’s Payments Perspective: May 2026
Payments news from May 2026: Agentic commerce, cross-border payments, PSD3 and the latest data on UK consumer spending on cards all feature this month.
April 2026
Polar Moment’s Payments Perspective: April 2026
Payments news from April 2026: the rise of digital wallets in the UK, Revolut’s AI-powered assistant, and key insights from the Retail Technology Show.
March 2026
Polar Moment’s Payments Perspective: March 2026
March’s Payments Perspective covers Pay360 London insights, the UK’s new Online Crime Centre to tackle fraud, and Revolut securing a full UK banking licence.
February 2026
Polar Moment’s Payments Perspective: February 2026
February’s Payments Perspective covers Amazon’s launch of Pay by Bank in the UK, new efforts to tackle deepfake fraud, the rise of AI-driven payment tools, and the ongoing debate around a UK domestic card scheme.
January 2026
Polar Moment’s Payments Perspective: January 2026
January’s Payments Perspective covers mobile checkout in retail, card fee regulation, UK payments policy proposals, and changes to contactless limits.
December 2025
Polar Moment’s Payments Perspective: December 2025
Read how payment choice is shaping UK consumer behaviour and what Lloyds’ acquisition of Curve means for the future of digital wallets in this month’s Payments Perspective.
November 2025
Polar Moment’s Payments Perspective: November 2025
Key payments developments include Worldline and Deliverect’s self-ordering kiosk, PayPal’s return to the UK market, and Visa’s first A2A cVRP transaction.
October 2025
Polar Moment’s Payments Perspective: October 2025
October's edition of Payments Perspective focuses on the rise of Android POS terminals and BNPL wallets.
September 2025
Polar Moment’s Payments Perspective: September 2025
September's edition of Payments Perspective focuses on rising fraud pressures, expanded payment options, and infrastructure upgrades.
August 2025
Polar Moment’s Payments Perspective: August 2025
August’s top payments stories: securing new infrastructure against fraud, empowering startups with AI, and streamlining open banking payments.
July 2025
Polar Moment’s Payments Perspective: July 2025
Key payments updates from July 2025 — the PSR’s annual report, a new national model for retail payments, and Mastercard’s latest fraud protection tool.
June 2025
Polar Moment’s Payments Perspective: June 2025
Explore UK payments updates including FCA and NVIDIA's AI partnership, allpay’s new solutions for charities, and Visa’s Pay by Bank rollout.
May 2025
Polar Moment’s Payments Perspective: May 2025
May 2025 Payments Perspective: We look at a shift in consumer payment behaviour, new regulations for BNPL, and retail cyber resilience.
April 2025
Polar Moment’s Payments Perspective: April 2025
April 2025 Payments Perspective: Explore UK contactless trends, new wearable tipping tech, and Global Payments Worldpay acquisition.
March 2025
Polar Moment’s Payments Perspective: March 2025
This month has seen significant developments in the payments industry, from strategic consolidations to regulatory uncertainties.
March 2025
Customer Satisfaction Survey Results 2025
We are proud to report that our overall satisfaction score was an impressive 9.82 out of 10.
February 2025
Polar Moment’s Payments Perspective: February 2025
This month we discuss the latest developments in buy now, pay later services, travel payments, and cashless payment systems.
January 2025
Polar Moment’s Payments Perspective: January 2025
The latest developments from the PSR, new appointments at Pay.UK, and GPT's new unattended cashless solution.
December 2024
Polar Moment’s Payments Perspective: December 2024
December's edition of Payments Perspective looks at the latest developments from the BRC, Bank of England, and Polar Moment.
November 2024
Polar Moment’s Payments Perspective: November 2024
November's edition of Payments Perspective looks at the latest developments in the global payments landscape, from government initiatives to the future of digital transactions.
November 2024
Latitude 91 Ltd. Acquires Full Ownership of Game Payment Technology Ltd.
Latitude 91 is pleased to announce the acquisition of full ownership of Game Payment Technology (GPT), making GPT a wholly owned subsidiary of Latitude 91.
October 2024
Polar Moment’s Payments Perspective: October 2024
Polar Moment’s Payments Perspective newsletter: we highlight some exciting innovations and industry shifts shaping the payments landscape.
September 2024
Polar Moment’s Payments Perspective: September 2024
Explore ISO 20022 updates, BNPL regulation changes, and the latest on the European Payments Initiative in Polar Moment's September 2024 Payments Perspective.
August 2024
Polar Moment’s Payments Perspective: August 2024
Polar Moment's August update features the ECB's digital euro progress, Visa and Mastercard's AI fraud detection, and Amazon and Barclays' co-branded credit card in the UK.
July 2024
Polar Moment’s Payments Perspective: July 2024
July's highlights: our perspective on the revised Payment Services Directive and “The largest IT outage in history”.
June 2024
Payments Perspective – June 2024
Each month our trusted consultancy experts will share their insights on the key events and trends shaping the payments landscape. Read on for our highlights from June 2024.
March 2024
Polar Moment Customer Satisfaction Survey 2024
With an impressive 10 out of 10 average satisfaction score and a remarkable 100% likelihood of recommendation, Polar Moment continues to excel in customer service.
January 2024
Our Commitment to Climate Action – 2024 Update
As members of the SME Climate Hub, we are committed to achieving net-zero status by 2050
January 2024
Polar Moment 2023: A Year in Review
Revisit the key projects that have defined 2023 for Polar Moment.