27 November 2025

Polar Moment’s Payments Perspective: November 2025

Key payments developments include Worldline and Deliverect’s self-ordering kiosk, PayPal’s return to the UK market, and Visa’s first A2A cVRP transaction.

Worldline & Deliverect Partner to Power Self-Ordering Kiosks in the UK

Worldline and Deliverect have announced a new partnership aimed at accelerating the adoption of self-ordering kiosks across the UK hospitality sector.

The collaboration integrates Deliverect’s order management software with Worldline’s payment technology, enabling restaurants, cafés, and quick-service restaurant operators to offer customers a smoother, fully integrated kiosk experience — from menu browsing through to payment.

With meeting increasing consumer preference for self-service and realising operational efficiencies becoming critical for hospitality businesses, this partnership signals continued momentum towards digitised, autonomous ordering.

Find out more here: Worldline, Deliverect to support self-ordering kiosks in the UK. (opens in a new tab)

PayPal Returns to the UK Market

PayPal has re-entered the UK market with a refreshed approach to its payments offering. After stepping back from certain UK operations in previous years, the company is now returning with an updated product strategy designed to improve consumer experience and support merchants more effectively.

PayPal’s renewed focus includes simplified onboarding, enhanced checkout functionality, and a stronger commitment to UK-based regulatory compliance. This move strengthens competition in the UK payments ecosystem and reinforces PayPal’s goal of remaining a key player in both domestic and international ecommerce.

Find out more here: PayPal returns to the UK. (opens in a new tab)

Visa & Partners Complete the UK’s First A2A cVRP Transaction

Visa, in collaboration with several partners, has completed the UK’s first account-to-account (A2A) consumer-controlled variable recurring payment (cVRP) transaction — a milestone for the advancement of open banking payments.

Unlike traditional VRPs, cVRPs give consumers full control to manage, pause, or cancel recurring payment instructions directly from their banking apps. This development signals a major step forward in improving transparency, user control, and payment efficiency.

For merchants, cVRPs present a compelling alternative to direct debits and card-on-file billing — offering lower fees, real-time settlement, and fewer chargebacks.