Polar Moment

Payments. We build, advise, and operate.

Twenty years of production payment expertise across consultancy, software development, and live operations — for clients including PayPal, Worldpay, ALDI, Ericsson, Planet, and InstaVolt.

Payment Services

At Polar Moment we understand the critical role that efficient and secure payment services play in the success of your business. From expert consultancy to innovative cashless solutions, we are your trusted partner in optimising your payment operations.

Polar Moment offers bespoke software development solutions designed to empower your organisation with tailored applications that drive efficiency, streamline processes, and enhance productivity. With our expertise in scoping, designing, developing, delivering, supporting, and maintaining customised software solutions, we are committed to delivering exceptional outcomes that align with your business objectives.

Bespoke Software Development

Why Choose Us?

Bespoke Software Development

Industry Expertise

Our experienced team understands the complexities and nuances of the payments and software development space, enabling us to provide valuable insights and tailored solutions to meet your specific needs.

Bespoke Software Development

Tailored Solutions

We understand that every business is unique. By partnering with Polar Moment you gain access to customised payment solutions and software development services designed to align with your business goals and requirements.

Bespoke Software Development

End-to-End Service

From scoping and design to development, delivery, support, and maintenance. We provide comprehensive support throughout the project lifecycle and beyond, ensuring that your solutions operate smoothly.

Bespoke Software Development

Quality Assurance

With ISO 9001 and ISO 27001 certifications, we deliver software solutions while ensuring rigorous quality management and information security. As an AWS Consulting Partner, we leverage industry-leading cloud infrastructure for scalability and reliability.

Our Leadership Team

At Polar Moment, our leadership team is made up of industry veterans with decades of experience in delivering high-quality, bespoke software solutions and payments consultancy across various sectors.

Payments Consultancy - Tim Stratton

Tim Stratton

Tim is CEO of Latitude 91 group, which includes Polar Moment, SkillSet and Game Payment Technology. He also built Retail Logic into the UK’s leading card payments software business – subsequently acquired by Barclaycard – before founding the group in 2006.  With an MBA specialising in financial strategy and more than twenty years of experience leading payments businesses, he brings commercial, strategic, and business-building expertise to every engagement.

Payments Consultancy - John Rozek

John Rozek

John Rozek is a co-founding director of Polar Moment and one of the UK’s most experienced payments specialists. With over twenty years working throughout the payments ecosystem — acquirers, issuers, processors, and retailers — he combines rare technical depth with a network built over several decades of leadership in the industry. He has delivered payment programmes for PayPal, Shell, Worldpay, ALDI, and others, and has advised on everything from vendor selection to M&A due diligence.

Payments Consultancy - Paul Deed

Paul Deed

Paul Deed is a co-founding director of Polar Moment and the firm’s payments technical director. Over twenty years he has led the technical delivery of every payment system Polar Moment has built — from architecture through acquirer accreditation to live operation. He designed and built Game Payment Technology, the cashless payment platform now operating across the gaming sector, and has led the technical delivery of payments-related projects for clients including Planet, Miura, An Post, InstaVolt and Ericsson.

This depth of knowledge and industry leadership ensures that every project we undertake is guided by proven expertise.

Testimonials

Get In Touch

At Polar Moment, we are committed to delivering payments consultancy and software development services that drive tangible business results. Whether you need strategic advice, technical implementation, or training, our team is here to help. Contact us today to discuss how we can support your business.

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