Know where your payment operation is exposed — before an incident tells you.
The Payment Resilience Review is a fixed-scope, fixed-price diagnostic from Polar Moment. We assess your payment operation against a defined framework and deliver a written findings report with prioritised recommendations. You know exactly what you are committing to before you book.
This review suits Heads of Payments, Payments Directors, CTOs, and IT Directors who have a specific concern about their payment operation. You may recognise yourself in one of these situations:
The review covers five areas. Each area is rated independently in the written report.
Structure, acquirer connectivity, failover design — and whether the architecture as built matches the architecture as documented.
Incident response, peak trading readiness, and vendor dependency risk. Closing the gap between your theoretical SLA and operational reality.
Your position against PCI DSS, FCA obligations, and DORA. Forthcoming regulatory changes flagged with an honest view of where you stand.
Acquirer and processor relationships, contract terms, fee structures, and commercial leverage you are not currently using.
How well positioned are you for where payments is heading? Unattended payments, Android terminals, orchestration, regulatory pipeline, and reconciliation modernisation.
Payments is changing faster than most organisations’ infrastructure can keep pace with. This section looks beyond your current operation and assesses your organisation against five shifts that are already reshaping payment operations:
The Payment Resilience Review delivers one output: a written findings report with prioritised recommendations. It is not a slide deck or a list of things to commission further work on. It is an independent assessment you can act on directly — or share with your board as it stands.
Every Payment Resilience Review is led by a Polar Moment director with deep specialism in the areas most relevant to your situation. A director leads the engagement — we never delegate it to a junior team.
John brings thirty years of experience in production payments, having worked inside NatWest Streamline, PayPal, M&S, and Worldpay. He has advised Circle K (14,200 stores, 26 countries) on payment orchestration and outdoor payment strategy, and TJX (Fortune 100, 5,000+ stores, 9 countries) on PCI scope reduction. John typically leads the regulatory, commercial, and payment readiness dimensions of the review.
Paul has spent twenty years building and operating payment systems in production. His work spans Android payment terminal development for EV charging and vending environments, embedded payment hardware, AWS-hosted payment infrastructure, and multi-scheme EMV accreditation. Paul typically leads the architectural, operational, and payment readiness dimensions of the review.
The Payment Resilience Review is a fixed-fee engagement. We state the price upfront because you deserve to know what you are committing to.
The initial scoping call takes thirty minutes and carries no obligation. We will tell you whether the Payment Resilience Review is the right fit for your situation — and if it is not, we will say that too.