Software Development
At Polar Moment, we specialise in high-quality software development, crafted to solve your business's unique challenges and drive measurable results. With over 18 years of industry experience, our ISO 9001 and ISO 27001-certified team has a track record of delivering secure, scalable, and innovative solutions.
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Our Approach
Discovery and Scoping
We begin with a deep dive into your business objectives. Working with key stakeholders, we define the scope, requirements, and success metrics of your project, ensuring a clear roadmap for delivering impactful results.
Custom Design and Development
Our developers design solutions uniquely suited to your business. Using agile methodologies, we remain adaptable to evolving requirements, delivering software that aligns with your goals.
Quality Assurance and Testing
Quality is at the core of what we do. Throughout development, we conduct extensive testing to ensure your software is secure, high-performing, and optimised for seamless operation.
Deployment and Support
We manage a smooth deployment to ensure a flawless launch, then provide continuous support and maintenance, keeping your systems secure and up-to-date.
Why Choose Polar Moment?
Industry Expertise
We have worked as acquirers, processors, and technical delivery partners — not just as consultants observing from the outside. Our founding directors have operated payment systems, held positions inside acquiring relationships, and advised on payments strategy from PayPal to ALDI.
Production Systems
We build payment systems that run continuously in production, not systems we hand over and walk away from. Game Payment Technology, our cashless payment platform, has operated across the gaming sector since we built it.
Hard Decisions
Our people have been inside the most complex payment decisions in the UK market — from private equity due diligence to FCA authorisation for Authorised E-Money Issuers to ALDI's pan-European payment operations.
Quality Assurance
ISO 9001 and ISO 27001 certified. AWS Consulting Partner — and more importantly, a team that has built payment infrastructure in production using Lambda, DynamoDB, IoT Core, and ECS Fargate in live payment environments.
Our Leadership Team's Expertise
Tim Stratton
Tim is CEO of Latitude 91 group, which includes Polar Moment, SkillSet and Game Payment Technology. He also built Retail Logic into the UK’s leading card payments software business – subsequently acquired by Barclaycard – before founding the group in 2006. With an MBA specialising in financial strategy and more than twenty years of experience leading payments businesses, he brings commercial, strategic, and business-building expertise to every engagement.
Paul Deed
Paul Deed is a co-founding director of Polar Moment and the firm’s payments technical director. Over twenty years he has led the technical delivery of every payment system Polar Moment has built — from architecture through acquirer accreditation to live operation. He designed and built Game Payment Technology, the cashless payment platform now operating across the gaming sector, and has led the technical delivery of payments-related projects for clients including Planet, Miura, An Post, InstaVolt and Ericsson.
John Rozek
John Rozek is a co-founding director of Polar Moment and one of the UK’s most experienced payments specialists. With over twenty years working throughout the payments ecosystem — acquirers, issuers, processors, and retailers — he combines rare technical depth with a network built over several decades of leadership in the industry. He has delivered payment programmes for PayPal, Shell, Worldpay, ALDI, and others, and has advised on everything from vendor selection to M&A due diligence.
Case Studies
Goodbox Case Study
GoodBox started as a social impact startup and is now a successful fintech company, creating bespoke fundraising contactless solutions for charities and not-for-profit organisations.
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AWS Migration of an Educational Platform
Polar Moment partnered with an education provider to transition their phonics teaching platform to AWS, resulting in a more scalable, secure cloud environment.
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Expert’s Playbook for Payments System Implementation
John Rozek shares his playbook for success, including key best practices and insights to help you navigate this complex process.
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Retail Cyber Resilience: Lessons from the M&S Attack
Improve your cyber resilience in retail payments, inspired by the 2025 Marks & Spencer cyberattack—expert insights from Polar Moment.
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Deployment of payment system at Mi-Pay
Polar Moment has considerable knowledge and expertise of the Postilion solution and has worked with Mi-Pay on a number of projects including the development of automated regression test solutions, system analysis and design, installation, configuration and deployment of Postilion-based solutions, and software development.
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SEPA compliant cross-border processing solution
Euronet relied on a team with strong knowledge and expertise working with Postilion systems. Polar Moment was selected to support the complex and feature-rich Postilion platform and to provide an extensive Postilion support function
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Subito Live Subtitling Platform
In 2010 Polar Moment developed Subito, a high-performance platform that handles realtime live subtitling for many leading broadcasters globally. We continue to develop and support the platform to keep it current with today's technology.
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Merchant Services Procurement Case Study
Polar Moment helped Axcel Group achieve a 46% reduction in card processing costs without compromising service quality.
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Bringing electronic payments to a cash-driven industry
Secure, scalable, and cashless: How Polar Moment's AWS-hosted solution transformed gaming payments for Game Payment Technology.
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Whether you need strategic advice, technical implementation, or training, our team is here to help.
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