Palladium Software Libraries
Polar Moment can help you to accept retail payments anywhere in the world, for face-to-face, ecommerce and multi-channel transactions. The Palladium software libraries offer fast integration and bespoke business rules to fit the needs of your organisation.
Multi-channel payment processing
The Palladium Software libraries are a collection of software products that process retail card payments across all sales channels. They include Palladium POS, a full EMV point of sale and mobile payments solution, Palladium Web, a fully feature hosted payment page platform and Palladium Server a transaction router to send transactions to your acquiring bank.
Software libraries you can expand yourself
Polar Moment delivers the software as either a complete solution, or, subject to a licencing agreement, as a collection of source code libraries. You are then free to develop them further to tailor a solution specific to your organisation. This development can be completed by your team or Polar Moment, or through combined effort.
Trade globally without the difficulties of calculating sales tax and avoiding PCI:DSS
Palladium Web can be configured to connect to virtually any acquirer or payment processor in the world from a single, simple API. This is valuable to organisations trading in multiple countries who need multiple processor relationships. It also solves the challenge of calculating local sales tax.
Incorrect sales tax calculation presents a serious business risk as authorities have significant enforcement powers. For example, the penalties in the UK can range from 30% to 100% of potential lost revenue, depending on whether the loss was caused by careless errors, deliberate errors, or deliberate and concealed errors. By calling a simple API with the purchase information, Palladium Web allows you to calculate the local sales tax before connecting you to your payment processor located anywhere in the world. A complete data and reporting suite allows your organisation to view and process payment and sales tax data.
PCI:DSS is the payment industry data security standard that aims to prevent card details being stolen. Palladium Web can be configured to not process card details, it simply connects to the payment processor’s ‘hosted payment page’. Therefore, the seller does not pick up any additional PCI related risk.
Licenced software and managed services
Polar Moment offers the Palladium software libraries as licenced software or delivered as a fully hosted and maintained service.